本次AMA活动主题是“BlockBank，您的数字货币智能理财顾问”，本次活动由七彩研究院发起并邀请了BlockBank项目代表参与了本次活动，以下是本次活动的内容记录。
参加会嘉宾
Who will participate in this AMA
主持人：雪糕，七彩研究院
嘉宾：Anastasija，BlockBank联合创始人&首席法律官
嘉宾，Darren，BlockBank联合创始人&首席运营总监
主持人：
1.首先，您能简单介绍一下您的个人经历和项目的基本情况吗?
First of all, can you briefly introduce your personal experience and the basic situation of the project?
Anastasija：
我们管理着一个25000名客户，并且有1亿美元资产的很不错的产品。
我们在App Store和谷歌Play上都有一个可用的应用。
我们将获得银行执照、经纪执照和保险执照。
我们正在弥合Cefi和defi之间的差距，通过一个人工智能顾问来帮助用户导航这个领域。
We have a working product with $100M under management from 25K clients.
We have a working App available on both App Store and Google Play.
We are going to have a Banking license, Brokerage license and Insurance license available.
We are bridging the gap between Cefi and defi, with an AI advisor to help users navigate this space.
主持人：
2.BlockBank的主要服务对象是什么?您如何看待区块银行的市场发展前景?
What are the main service targets of BlockBank? How do you think about the market development prospects of BlockBank?
Anastasija：
我们专注于亚洲、欧洲、非洲、俄罗斯、澳大利亚、拉丁美洲，基本上除了北美的任何地方。通过我们的合作伙伴关系，我们的前景是富有成效的。我们已经与合计拥有5000万用户的平台签署了协议。
We are focusing on asia, Europe, Africa, Russia, Australia, latin America, basically anywhere except north America. The prospects are fruitful through our partner contacts we have signed agreements with platforms that have a combined 50 Million users.
主持人：
3.BlockBank目前在市场上有竞争产品吗?与BlockBank竞争的核心竞争优势是什么?
Does BlockBank currently have competing products on the market? What is the core competitive advantage compared to competing against BlockBank?
Anastasija：
我们的主要竞争对手是Celcius(市值12亿美元)、Nexo(市值15亿美元)和YLD(市值8400万美元)。BlockBank是领先的人工智能技术公司。
Our main competitors are Celcius: $1.2B Market cap, Nexo with $1.5B Market cap & YLD $84M Market cap. BlockBank the leading AI tech. The core AI product combines risk mitigation, social intelligence & analytics, smart contract auditing and batched transactions.
主持人：
4.blockbank的经济模型是如何规划的?它是如何分布的?
How is the BlockBank economic model planned? How is it distributed?
Anastasija：
token经济学被认为是最有效的市场策略，我们的私人销售投资者有一个锁定期，通过公开销售ido平台发行少量代币。它是通过在dex, cex，和直接在我们的平台上购买来分发的。
The tokenomics were carefully considered to have the most effective market strategy, we have our private sale investors having a lock up with a vesting period with a small amount of tokens issued at launch through the public sale ido platforms. It is distributed through purchasing on the dex’s, cex’s, and direct on our platform.
主持人：
- 用户获取代币的方式有哪些?
How is the plan of BlockBank?
Anastasija：
你只能购买。我们还将为持有银行代币的用户提供担保。
You can purchase them only. We also will have staking for users who have bank tokens.
主持人：
6.BlockBank接下来计划是什么?
How is the plan of BlockBank?
Anastasija：
这个计划已经实施多年了。这就是为什么我们的应用程序有25000个用户和超过1亿的TVL用户。这样做的好处是，我们有多年的时间来与客户交流和学习，并实现额外的功能。我们现在正致力于成为任何人在加密领域的全面金融解决方案。
We are working with partners to determine the most effective strategy to expand our offering in China. Because of our robust platform we are being methodical and choosing only the best partners to help us to achieve our goals.
主持人：
7.关于在中国的市场拓展，是怎么计划的?是否有具体的实施步骤?
Regarding the market expansion in China, how is the planning? Are there any specific implementation steps?
Anastasija：
我们正在与合作伙伴一起确定最有效的战略，以扩大我们在中国的产品。由于我们强大的平台，我们正在有条不紊地选择最好的合作伙伴来帮助我们实现目标。
We are working with partners to determine the most effective strategy to expand our offering in China. Because of our robust platform we are being methodical and choosing only the best partners to help us to achieve our goals.
主持人：
8.BlockBank目前取得了哪些值得骄傲的成就?
What proud achievements has BlockBank made so far?
Anastasija：
我们有一个工作的应用程序。我们有25000个用户，我们有超过1亿的TVL用户。我们与拥有大量用户基础的大型实体签订了各种大规模合作协议。我们在极短的时间内完成了私人出售。
We have a working application. We have 25,000 users, we have over 100M in TVL. We have signed various massive partnerships with large entities with massive userbases. We finished our private sale in an extremely short period of time.
主持人：
9.BlockBank未来发展的机遇和挑战是什么?如何准备的项目战略部署?
what are the opportunities and challenges for BlockBank’s future development? How is the strategic deployment of the project planned?
Anastasija：
因为我们在这个市场已经有2年多的运行应用程序，所以我们的机会是扩展。挑战来自于某些地区的监管和许可限制，但我们正在积极收购或与许可供应商合作。
Because we have been in this market with a working app for 2 plus years the opportunities are expansion. The challenges come from regulatory and licensing restrictions for certain jurisdictions, but we are actively either acquiring or partnering with license providers.
*问答环节：
用户提问1：有额度吗？
Darren：
We urger you guys to speak with sanctum or sanctum partners in relation to quota and allocations