=IF(ROUND(A1,2)<0,"金额为负无效",IF(ROUND(A1,2)=0,"零元",IF(ROUND(A1,2)<1,"",TEXT(INT(ROUND(A1,2)),"[dbnum2]")&"元")&IF(INT(ROUND(A1,2)*10)-INT(ROUND(A1,2))*10=0,IF(INT(ROUND(A1,2))*(INT(ROUND(A1,2)*100)-INT(ROUND(A1,2)*10)*10)=0,"","零"),TEXT(INT(ROUND(A1,2)*10)-INT(ROUND(A1,2))*10,"[dbnum2]")&"角")&IF((INT(ROUND(A1,2)*100)-INT(ROUND(A1,2)*10)*10)=0,"整",TEXT((INT(ROUND(A1,2)*100)-INT(ROUND(A1,2)*10)*10),"[dbnum2]")&"分")))